December 9, 2008

What does this mean to you? What do you think it means to most Americans today?

32 comments:

Anonymous said...

Break out the KY.

Anonymous said...

It means shit

Anonymous said...

It means:

CROOKS,
LIARS,
SCAM ARTISTS,
SWINDLERS,
CONS,
CHEATS,
THIEVES,
SCUM,
ROTTEN,
VULTURES...

... and the least respected so called profession ever created!

Anonymous said...

Keith... Catherine Reagor is at it again !!

"Valley foreclosures significantly fell in November, suggesting that lenders are finally working with borrowers to help them pay their loans and that the area's housing market may have hit bottom."

Valley resident commenting on her article on AZCENTRAL are furious. To bad so many were clueless up until last week. Arizona is so desperate that they have snuck in a new traffic law and only a handful of people in the know have the heads up on it. If you have a license plate frame and it blocks ARIZONA at the top....$150.....CHA CHING. I need to leave here.

Anonymous said...

Stigma of foreclosure is fading

by Greg Swann - Dec. 5

http://tinyurl.com/65urqp

We talked last week about credit flexibility among merchants as they try to find ways around the banking crunch. The flip side of the same coin is how the credit marketplace will react, going forward, to home foreclosures.

You've heard all your life that a foreclosure is second only to a bankruptcy in the way it will ruin your credit. This is still true, but "ruin" may turn out to be an adjustable calamity.

Here's why: A lot of people are going through foreclosure.

Ninety percent or more of homeowners are unaffected by the wave of bank repossessions, but that still leaves millions of people who are going to have a foreclosure on their credit record for the next seven years.

What's going to happen to those folks when they go to the furniture store or the jewelry store or the car dealership?

They might end up paying a higher interest rate, but they're still going to get financing.

I have been advising my investor clients for months to ignore recent foreclosures on credit reports. Past performance on every other sort of credit account matters a lot. But if landlords refuse to rent to folks who have lost their homes, they will be turning away half or more of the tenant population.

My take is that right now, a recent foreclosure is like hospital debt. If everyone else was getting paid before, during and after the financial catastrophe, you just have to look past the elephant in the room.

And here's the funny part: I am sure this will apply to home loans in due course.

If mortgage money remains freely available, lenders will find a way to overlook recent foreclosures in order to underwrite new home loans.

We can hope that this time, interest rates will reflect the true risk that lenders are taking on.

But this country runs on credit. Just because a borrower recently defaulted on a six-figure debt, that's no reason to withhold the unlimited boon that is homeownership.

In America, we can sell ourselves on anything -- provided we don't have to pay for it today.

Greg Swann is with Bloodhound Realty.

Frapper said...

"But this country runs on credit. Just because a borrower recently defaulted on a six-figure debt, that's no reason to withhold the unlimited boon that is homeownership."

Is Greg Swann one of the best comedy writers working today, or what?

Let's all give him a big round of applause.

hung like a horse said...

loose and desperate I guess

vanilla ice said...

For some it's like the moon, they turn into werewolves.

Anonymous said...

Could not say it any better than this!

"CROOKS,
LIARS,
SCAM ARTISTS,
SWINDLERS,
CONS,
CHEATS,
THIEVES,
SCUM,
ROTTEN,
VULTURES..."

Anonymous said...

Shameless
Irresponsible
Con Artists

vanilla ice said...

For me it means the most hated organization in the country.

Incompetence, greed, sleaze, whore, do nothing, Susanne, manipulative, playing peoples' emotions, evil lobbyists, red light district, throwing money away, corruption, wives and girlfriends getting their way is also what it means to me.

For most people it's still like when a kid sees the Toys R Us sign. It means spending and fun!

Rom said...

some irritating jerk/whore that I have to deal with when I want to go and have a laugh at an open house.

Anonymous said...

DANGER DANGER STAY AWAY. STAY VERY FAR AWAY DANGER DANGER

brenda sampson said...

the big R looks like someone bending over or perhaps the big R along with the word Realtor means retarded Realtor.

Mammoth said...

What does the "R-sign" mean?

- Turn it into an "L," and tatto that onto Greg Swann's forehead.

LOSER!

Mammoth said...

Vanilla,
But doesn't "manipulative, playing peoples' emotions" also apply to just about ALL advertising?

Try finding one ad that is aimed more toward people's sensibilities than toward their emotions.

Folks need to turn on their B.S. detector before considering any sizable purchase, not just real estate.

-Mammoth

DOPES 2 said...

HI TOOLS!!!!

IT MEANS THAT THERE WILL BE A NEW NUDIE BAR FRANCHISE COMING TO A TOWN NEAR YOU!!!!

TWITS!!!!

TOOLS!!!!

DOLTS!!!!

DOPES!!!!

Jim said...

"CROOKS,
LIARS,
SCAM ARTISTS,
SWINDLERS,
CONS,
CHEATS,
THIEVES,
SCUM,
ROTTEN,
VULTURES...

... and the least respected so called profession ever created!"

However, many are gaining some back some respect as they transition from the least respected profession to the oldest profession.

Anonymous said...

"In America, we can sell ourselves on anything -- provided we don't have to pay for it."

{fixed}

Anonymous said...

They are like parasites of the body that should be killed.

Guberville Smack said...

"GROSS NEGLIGENCE"-
Conduct which demonstrates a reckless disregard of the consequences affecting the life or property of another person.

Yep, that about sums it up for me.

Anonymous said...

It means somebody with a job, to me. I have no idea what it means to most people, I am not a mind reader.

Is everyone here's job above reproach? I know mine isn't. Do you sell booze or cigarettes, pump gas, deal cards at a casino, sell anything? Do you produce a faulty product, work for crooked executives. etc. etc?

I don't think may people here have looked in a mirror lately.

Anonymous said...

How does Greg Swann make money?

LibVet said...

"Anonymous said...

It means somebody with a job, to me. I have no idea what it means to most people, I am not a mind reader.

I know mine isn't. Do you sell booze or cigarettes, pump gas, deal cards at a casino, sell anything? Do you produce a faulty product, work for crooked executives. etc. etc?

I don't think may people here have looked in a mirror lately."
---------------------------
Anonymous, please give yourself a moniker here so that you can be addressed directly.

First, if you are admittedly not a mind reader, how is it that you think folk here have not looked in the mirror lately? Very poor logic on your part, don't you think?

As for, "Is everyone here's job above reproach?" please allow me to rephrase your question - are all jobs morally equal? If so, that's laughable.

Rationalize all you like, Anonymous.

Quit real esate and get yourself a job in a pay day loan shop. You will feel so much better about the lady who sells cigarettes and beer at the convenience store. You will feel morally superior, since you make so much more than $7 an hour.

Anonymous said...

It means, I don't have a college degree or I got a crappy one. Also, my aunt, cousins and all my friends are in that business. It means I am now living off ramen noodles because I'd rather starve and make people think I am an educated professional than go back to my previous job digging ditches.

Anonymous said...

Im a Realtor by force. In order to get the job done you are forced to join. Its not a choice.

Anonymous said...

Here in Central Florida some of my neighbors are Realtors, Builders.

It's an incestuous network that crosses into the Church. Those that sit together in pews screw Joe Homeowner together, The second generation builders' sons have no other skills but construction and the patriarcs still work to keep their adult children employed. The realtors hold their head up high in Church but are shit upon outside their little world.

It's bizzare here. Reality won't set in.

HB Slacker said...

That Logo on someones businesscard you just received likely means that someone is unemployed

Anonymous said...

True story.

I've been one of the biggest anti-real estate agent people for years. I finally got so fed up that I am scheduled for the brokers exam tomorrow. I will get my brokers license so that I never have to deal with these idiots again. I can now represent myself and my family / friends in all transactions (of course anyone can do that, but most people won't take you seriously without the license).

Tom

Anonymous said...

LibVet:

It's obvious people here haven't looked in a mirror lately. You can tell by the sanctimonious attitudes.

I don't see what reprhasing the question does for you. Regardless, you missed the point. Are all jobs morally equal? No. Are they all above reproach? No.

I don't work real estate, I am a computer programmer. I am also smart enough to know that your ad hominem attacks are a thin veil for the hatred you have toward everyone.

I'm surprised you aren't happier - everything is collapsing like you wanted.

LibVet said...

Anonymous, you started this.

I can only think that your comments toward me are in essence directed to your own reflection in the mirror.

Anonymous said...

the 2 dancers int he nudie topless bar each said that she was going back to dancing as teh real estate market had slowed down and houses weren't selling.

Suburbs of Detroit, MI circa mid-2007

I kid you not.